I have worked at Absa Bank for the past 10 years (1 year includes a graduate programme). I am a responsible and highly motivated lady, with a firm academic background. I have completed a Master’s in Business Leadership (MBL) degree at University of South Africa – School of Business Leadership in Midrand, Johannesburg. I have also completed a B Com Finance and Bachelor of Commerce Honours in Finance at the University of Kwa-Zulu Natal (Howard College). I have a vast amount of knowledge and experience as a credit analyst with corporate, commercial and enterprise clients. I have been exposed to clients from various industries ie. transport, manufacturing, construction, agriculture, etc. I have a wealth of knowledge regarding business, industry and the macroeconomic environment and financial markets. I currently work with clients with a turnover in excess of R500 million (Corporate & Investment Banking clients). I would like to be advised if I am earning a market related salary
Pros: I have learnt alot about credit in the past 9 years, teamwork skills, presentation skills, FAIS complaint,
Cons: difficulty obtaining leave, lack of growth opportunities
Working for Absa Bank
working at Absa bank gave me more experience than i thought, i have learned that working with people it's not as easy as i thought it'll be, but i learned to be patient, understand other poeople and their culture, the most challenging thing to do is trying to understand other people's problems,
Pros: it's not a nice place to work for.
Cons: to be able to allign salaries for other employees.
Big company where the employees are a number. No regard for the employees well being. Work work work
There is no typical work day. You are inundated with extra things to do by ones manager. Relationship with the manager is he says you do. Bully tactics. no support. sink or swim I love my colleagues. we are like a family and look out for each other. learning and development is hampered by budget constraint and time constraints out of the office. sales are driven. no employee retention. no opportunity for promotion
Pros: Free bank services, lower lending rate
Cons: No promotion opportunities. management too old and too white. no interpersonal skills. bully tactics
I started working in Volkskas 1973 up until 2013 since then i have done Temporary work.
43 years experience in the banking industry I learned a lot . Changes in the Banking industry was one of the biggest challenges . I enjoy working with the Top Clients in the Business Industry giving them the best client services. My relationship with my co-workers was good with RESPECT. Daily commitment as a worker makes me proud. I have done several courses in the Banking Industry Obtained NQF 4 and NQF 5 as well as Regulatory Examination. My typical working day consists out of Set up appointment, create selling to obtain monthly targets, Administration, Reception, Answering Telephone calls and feedback to clients - Since I left the Bank in 2013 I did a Supervisor job at the Department of Education for the Re-Exams of the Matrices. Also worked as temp at Annique Health and Beauty Salon as Receptionist, Answering the phone , set up appointments and selling. At Sophia Rentals Property I learned the Rental Management System ,House Inspections and Banking Recons.
Pros: Preparing to learn anything that can improve my skills
Cons: At Absa it was long working hours
ITS IS A GOOD COMPANY COMPAN TO WORK FOR. WORKING WITH CLIENTS ON A DAILY BASIS IS AN INTERESTING THING BECAUSE YOU GET TO KNOW AND LEARN TO ACCEPT DIFFERENT PEOPLE FROM DIFFERENT BACKGROUNDS WITH DIFFERENT CHARACTORS AND SAME APPLIES TO THE COLLEAGUES. IN A WORKPLACE YOU ALL COME FROM DIFFERENT BACKGROUNDS BUT YOU LEARN TO ACCEPT THEM SO YOU CAN BE A GOOD TEAM WORKING HAND IN HAND WITH EVERY COLLEAGUE TO ACHIEVE MORE FOR INDIVIDUAL BENEFIT AND FOR THE COMPANY. I HAVE LEARNT TO BE PATIENT WITH PEOPLE BECAUSE NOT EVERY CLIENT YOU COME ACROSS WITH IS LITERATE OR EDUCATED. I HAVE LEARNT RESPECT EVERY PERSON REGARDLESS OF AGE. I ALSO LEARNT THAT BEING A TEAM WORK MAKES WORK EASIER AND CREATES GOOD WORKING ENVIRONMENT AND GOOD RELATIONSHIP AMONG COLLEAGUES.
Pros: WORKING WITH DIFFERENT PEOPLE FROM DAY TO DAY GIVES YOU AN UNDERSTANDING OF HOW MUCH WE NEED EACH OTHER IN LIFE.
Cons: IF YOU LVE YOUR WORK YOU PERFORM AND PRODUCE GOOD RESULTS.
I have 2 appointments per day that I have to meet clients that are on my portfolio as a relationship executive and my responsibility is to provide financial advice to the clients based on the analysis that I have done on their accounts. I have to give a report to my manager regarding the meetings with the clients. I have good relationship with my co-workers when it’s time to focus we work closely together and when it’s time to relax we are more like family not co-workers. My current role has taught me the importance of knowing what’s going on around me as it affects not only my clients business but the banks risk based on the exposure they have with the clients. Getting to see the day to day running of some of my clients businesses it’s a pleasure the biggest challenge is to give clients negative feedback (declined application)
Pros: good company to work for, they give people an opportunity to learn and grow
Cons: the rules and regulations are very strict when it comes to credit applications
Ambitious, hard working, competitive achiever
Dealing with operations, dealing with clients and dealing with staff issues and concerns. growing the profit margin by 10% year on year.Teamwork is of utmost importance and effective communication, continuously asking questions in order to make sure that client or staff understand each other. I have learnt not to always speak my mind.I have learnt that one is never too old too try new ideas instead of doing things the way we have done many years ago. I have learn that one has to take a leap of faith and most importantly, invest in your people. grow and continuously motivate and encourage staff as they are the driving force of the ship that we are on.
Pros: Close to home, great clients
Willing to learn
-work well as a team and without supervision. -work extra hours to complete the task. -Good customer service and to always be in the shoes of the customer. -Working with people(customers and co-workers. -To have to stay at work and finish task given without being compansated.
Pros: Willing to grow and ready for promotion.
Cons: Go extra mile
My typical day at work
I work well with all level of colleagues I enjoy processing of the fines as its a fast paced environment Fast with typing Capture about 100 fines a day Make about 50 payments daily I am still new so it is a bit challenging due to still learning about the work itself
Pros: potential growth in promotions
Cons: long hours in capturing
Good candidate exploring area
Working at absa it's a good experience that any individual who is employed there not who wish to work there would enjoy and learn a lot.one gets to work with different people with great different mindsets and ideas that help in making the business within the company grow bigger and bigger on daily basis.the employees have respect ;integrity,energetic and dedicated to the company and clients and tgsts what I also learnt while still a member of the company. I also enjoyed working teams and assisting each other though one can be challenged ;I always try hard to calm myself and try to find a solution befire i can take any matter further ti seniors when i am challenged with a collegue who does not co operate in team work.
Pros: Well since I was under contract;I didn't get any chance for a permanent job which were not put on advert
Cons: I prefer working hours to keep my work in line
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